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Category Archives: Business Risk

Jul 31

The Importance of Understanding your Worker’s Compensation Premium

Posted by McClone in the category Business Risk
Work Injury Claim Form

A key to understanding your workers’ compensation premium is the experience modification factor, also known as your mod. Understanding your company’s mod and the data used to obtain it helps you identify ways to minimize your workers’ compensation premium. Who calculates the mod factor? Most states use the National Council on Compensation Insurance (NCCI) to collect data and calculate the [read more…]

Jun 12

Creating a Strong Safety Culture

Posted by Sarah Munson in the category Business Risk
Three hard hats in a row, alternating colors of yellow, white, yellow

According to the Occupational Safety and Health Administration (OSHA), developing a strong safety culture has the single greatest impact on accident reduction of any workplace practice. This is why developing a safety culture should be a top priority for the managers and supervisors at your organization. Safety Culture A safety culture consists of shared beliefs, practices and mind-sets that exist [read more…]

Mar 14

The Dangers of Cybersecurity in Construction

Posted by Sarah Munson in the category Business Risk
Computer login screen with picture of a lock in front

by: Troy Carlson, Strategic Risk Advisor Most of us have emails filling our inboxes throughout each workday. Often, it seems like a job in and of itself just to keep up with them. When an invoice comes across your desk, you typically review it, approve it or reject it, and move on. Imagine your surprise when you receive an email [read more…]

Feb 28

Is Workers Compensation the Same in Every State?

Posted by McClone in the category Business Risk
a group of people representing different professions for workers compnesation

by: Chris Wilson, Senior account Executive As you may know, certain states require you to purchase workers compensation insurance through their state pool. Likewise, benefits payable to injured employees vary by state. Here are some interesting facts that I came across which show how the rules and regulations for workers compensation vary by state. Of the 50 states and the [read more…]

Dec 09

Workers Compensation Audit – Noncompliance Update

Posted by McClone in the category Business Risk
Work Injury Claim Form

Compliance with the worker’s compensation audit has always been important, 2017 will prove to be more important than ever. Effective January 1, 2017 The Wisconsin Compensation Rating Bureau (WCRB) is requiring a mandatory audit noncompliance charge (ANC). With this change, it is extremely important that you complete the audit request as soon as it is received from your workers compensation [read more…]

Oct 18
Jun 10
Apr 27

It’s About Survivability

Posted by McClone in the categories Business Risk, McClone Community
Office Hallway

By: Steve Uslabar, Strategic Risk Advisor Most organizations have emergency plans in place to deal with the threat of fire and tornados and today many are establishing action plans in the event a workplace shooting were to happen. Nobody knows what will trigger a violent workplace event, and there is no one reason why this act of violence would occur. [read more…]

Mar 25

Engaging the Emerging Talent Pipeline

Posted by Sarah Munson in the categories Business Risk, McClone Community
Circle of people holding hands

by: Meg Kubisch, McClone HR Strategic Risk Advisor The War on Talent has forced many companies to take a hard look at Corporate Learning practices and ask “what am I doing as a Premier Employer to keep my employees engaged and ultimately more productive. How important is it to have motivated and inspired employees? “A highly engaged workforce not only [read more…]

Mar 18